Select the scheme which is not related to financial inclusion in India:

Correct answer: (c) PM Suraksha Yojana

Explanation

Financial inclusion means giving poor and low-income people access to bank accounts, credit, insurance and pensions at low cost. The government's schemes for it include:

• Pradhan Mantri Jan Dhan Yojana (2014): bank accounts for all;
• PM Jeevan Jyoti Bima Yojana (2015): life cover of ₹2 lakh for people aged 18–50, for ₹436 a year;
• PM Suraksha Bima Yojana (2015): accident cover of ₹2 lakh for people aged 18–70, for ₹20 a year;
• PM Mudra Yojana (2015): collateral-free loans to small and micro businesses, now up to ₹20 lakh;
• Atal Pension Yojana (2015): pensions for unorganised sector workers.

Option (d) is the name of the PM Suraksha Bima Yojana, printed without "Pradhan". Option (c), "PM Suraksha Yojana", is not the name of any financial inclusion scheme, so it is the expected answer.

The options are given as printed in the paper: (c) and (d) both look like forms of the PM Suraksha Bima Yojana's name. The key gives (c), because no scheme has exactly that name.